F1 Visa Students

Affordable International StudentHealth Insurance

Find the right health insurance plan before you begin your studies. Student Cover helps you compare affordable plans with minimum medical coverage of $100,000, ACA-compliant protection, coverage for pre-existing conditions, cashless hospitalization, emergency medical assistance, prescription drug coverage, preventive care, and 24/7 support.

  • 100% University Acceptance Rate
  • Instant Policy Issuance

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3,200+Universities
150K+Students
100%Approved
  • 150k+Students Insured
  • 3200+Universities Approved
  • 64,000+Network Hospitals
  • 100%Support Available
Find Your Plan

Find the Right Plan. Backed by Your University.

The right health insurance starts with the right university. Search your institution to compare approved plans, benefits, and coverage options.

Popular Universities:

What's Covered

Comprehensive Coverage Benefits

Everything you need for complete peace of mind during your studies in the US

  • Medical Coverage

    Comprehensive coverage for doctor visits, hospitalization, surgeries, emergency medical treatment, specialist consultations, and diagnostic tests

  • Mental Health

    Access counseling, therapy sessions, psychiatric care, and mental wellness support to help you stay healthy throughout your studies.

  • COVID-19 Coverage

    Coverage for COVID-19 testing, treatment, hospitalization, and related medical expenses as included in eligible plans.

  • Prescription Drugs

    Coverage for prescribed medications through an extensive pharmacy network helps reduce your healthcare expenses.

  • Emergency Evacuation

    Protection for emergency medical evacuation, ambulance services, and repatriation assistance during unexpected medical emergencies.

  • Dental & Vision

    Coverage for routine dental check-ups, preventive care, eye exams, vision services, and eligible dental treatments, depending on your plan.

Learn More

Understanding Insurance Terminology

Learn the essential health insurance terms every international student should know before choosing a plan.

  • Premium

    The amount you pay for your health insurance plan on a monthly or annual basis to keep your coverage active.

  • Co-payment (Copay)

    A copayment is a fixed amount you pay for covered healthcare services, while your insurance covers the remaining eligible costs.

  • Deductible

    The amount you pay for eligible medical expenses before your insurance plan starts covering costs.

  • Coverage Limit

    The maximum amount your insurance plan will pay for eligible medical expenses during your policy period.

  • Coinsurance

    After meeting your deductible, you pay a percentage of eligible medical costs while your insurance covers the remaining amount.

LEARN MORE

Understanding Health Insurance

Watch our quick guides to make informed decisions

Purchase a Plan

If your US university allows you to waive its health insurance plan, purchasing an eligible insurance plan through Student Cover can be a simple and cost-effective option. In this video, we'll guide you through the complete process of purchasing a plan from Student Cover, from selecting the right insurance plan to completing the payment and downloading your policy documents.

Purchase a Plan

International Student Health Insurance Plan Purchasing Process

2.23 minutes

Find a Doctor

How to Find an In-Network Doctor in the USA

1.25 minutes

Claim Process

How to File a Health Insurance Claim Abroad?

1.58 minutes

Waiver Process

University Health Insurance Waiver Process Step-by-Step Guide

1.51 minutes

How to Get Support

Mental Health Insurance Coverage for International Students

1.38 minutes
Got Questions?

Frequently Asked Questions

Is health insurance mandatory for international students in the USA?

How much does international student health insurance cost?

What does international student health insurance cover?

Can I waive my university health insurance plan?

Does international student health insurance cover pre-existing conditions?

What is the difference between university health insurance and private health insurance?

What is a deductible, copay, and coinsurance?

Can I use my insurance at any hospital in the USA?

When should I buy international student health insurance?

How do I choose the best international student health insurance plan?

Ready to Get Protected?

Join 50,000+ international students who trust StudentCover for their health insurance needs

Register now to apply!

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