Affordable International StudentHealth Insurance
Find the right health insurance plan before you begin your studies. Student Cover helps you compare affordable plans with minimum medical coverage of $100,000, ACA-compliant protection, coverage for pre-existing conditions, cashless hospitalization, emergency medical assistance, prescription drug coverage, preventive care, and 24/7 support.
- 100% University Acceptance Rate
- Instant Policy Issuance
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- 150k+Students Insured
- 3200+Universities Approved
- 64,000+Network Hospitals
- 100%Support Available
Find the Right Plan. Backed by Your University.
The right health insurance starts with the right university. Search your institution to compare approved plans, benefits, and coverage options.
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Comprehensive Coverage Benefits
Everything you need for complete peace of mind during your studies in the US
Medical Coverage
Comprehensive coverage for doctor visits, hospitalization, surgeries, emergency medical treatment, specialist consultations, and diagnostic tests
Mental Health
Access counseling, therapy sessions, psychiatric care, and mental wellness support to help you stay healthy throughout your studies.
COVID-19 Coverage
Coverage for COVID-19 testing, treatment, hospitalization, and related medical expenses as included in eligible plans.
Prescription Drugs
Coverage for prescribed medications through an extensive pharmacy network helps reduce your healthcare expenses.
Emergency Evacuation
Protection for emergency medical evacuation, ambulance services, and repatriation assistance during unexpected medical emergencies.
Dental & Vision
Coverage for routine dental check-ups, preventive care, eye exams, vision services, and eligible dental treatments, depending on your plan.
Understanding Insurance Terminology
Learn the essential health insurance terms every international student should know before choosing a plan.
Premium
The amount you pay for your health insurance plan on a monthly or annual basis to keep your coverage active.
Co-payment (Copay)
A copayment is a fixed amount you pay for covered healthcare services, while your insurance covers the remaining eligible costs.
Deductible
The amount you pay for eligible medical expenses before your insurance plan starts covering costs.
Coverage Limit
The maximum amount your insurance plan will pay for eligible medical expenses during your policy period.
Coinsurance
After meeting your deductible, you pay a percentage of eligible medical costs while your insurance covers the remaining amount.
Frequently Asked Questions
Is health insurance mandatory for international students in the USA?
How much does international student health insurance cost?
What does international student health insurance cover?
Can I waive my university health insurance plan?
Does international student health insurance cover pre-existing conditions?
What is the difference between university health insurance and private health insurance?
What is a deductible, copay, and coinsurance?
Can I use my insurance at any hospital in the USA?
When should I buy international student health insurance?
How do I choose the best international student health insurance plan?