How to Get International Student Travel Insurance

September 22, 2017


Student insurance, Travel Insurance

Most of the times, students who wish to study abroad are held back due to certain circumstances. These conditions aren’t natural but self-arose. The students often neglect the dark side of their dream of studying abroad. These risks can wreck their aspirations. Therefore there is a need of cushion for the day with a long dark night.

Recently, many Indian Students were deported from the US because of the failure of clearing immigration formalities. At this stage, International student travel insurance comes into play. Such insurance policies provide a cushion of $50,000 to $500,000 instantly when required. These policies are exclusively designed for the students studying abroad and lying in the age group of 16-35 years. Also, the validity of the insurance plans goes up to 2 years. However, you should always read the terms and conditions before signing up for an insurance policy. The students can browse for different insurance plans on and compare them.

Group of English students in London looking happy

How to Get International Student Travel Insurance

Shield against emergencies

The International student travel insurance acts as a buffer in the case of an emergency. However, the insurance plans do not cover the loss incurring due to the student’s failure to explain immigration facilities. The most critical aspects covered under the international student travel insurance are health and accidental death or disability. So, in case you suffer from such physical problems, the insurance company will take care of your hospital expenses. Also, the medical treatment is relatively expensive than that available in India. Therefore, it’s beneficial to get international student travel insurance.

Nowadays, the famous universities based in the US, Canada, and Australia have made it mandatory for an International student to come up with a. travel insurance. In case, he has not bought the travel insurance policy from his native country then he has to purchase it from the premium plans kept forward by the company. However, the premium charged for the insurance policies is costly than those in India. So, it is always asked to get your travel insurance before pursuing the education overseas.

One policy, multiple benefits

These insurance policies take care of almost every expense held against the name of the student. The international student travel insurance is very significant and comes up with various benefits. Other than basic financial support related to admission fees, book supply, etc., these International student travel insurance plans also foot the bill for student’s return trip to India. However, you can make a rebound trip to India only in the situation of a family member’s death. In case of student’s death, the policy will cover repatriating the body to India.

Cutting out the disputes

Buying the cover will not provide you with the every benefit available. There are certain terms and conditions you need to follow to avoid any further conflict. While selecting the plan, you must go through the exclusions, sub-limits, and deductibles. There is always a set of classes that limit his liability.

In conclusion, it is important to get International student travel insurance to safeguard the life, career, and future of the students studying abroad.

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