January 7, 2019
Puneet
Tips for Indian students in the US, Health insurance for Indian students in the US
The feeling Indian students have when they arrive in the US is largely overwhelming for most of the students especially for the ones who are arriving there for the first time. It becomes all the more challenging when the student has arrived in any foreign country for the first time.
In this article, general experience from the different point of views would be shared and accordingly, tips for do’s and dont’s would be given!!
Generally, an Indian Student arrives to the campus a week before the orientation as some crucial decisions are to be made before you are loaded with the college duties. Following is the list of issues for which decisions have to be made:
Generally, students choose one cell phone connection after arriving in the US and use it with their existing cell phones. The choice is made for one among the two most popular Mobile network companies in the US.
Do’s:
# Take a cell phone sim card in India itself at a very reasonable rate in rupees thereby saving US dollar.
# Include your roommates & closest classmates into a family plan after they take the same mobile connection as yours or vice versa.
Dont’s:
# Don’t use International roaming on your current Indian plan as it costs very much and that is really unavoidable.
# Take a new cell phone and taking pre-paid mobile connection which will cost all the more as compared to a sim card from India or a post-paid mobile connection in US.
Jetlag is the most common problem for all travelers coming from the Far East to the US not just International students and the first instinct of all Indian students coming off the plane may be to sleep. unless they can’t keep their eyes open because of jetlag, it’s best if
Do’s:
# Try hard and get into the routine of 8-hour sleep asap
# Schedule all your work in the early half of the day
Dont’s:
# Sleep during the day
# Missing classes from day 1
Getting a bank account and a credit card is considered a safe bet in the initial week itself. Although the latter is not so recommended.
Do’s:
# Open accounts with banks whose ATMs/branches are closest to or on the premises of your campus or accommodation.
# Avail the banking service offered by the University itself
Dont’s:
# Using credit cards for normal or non-urgent payments
# Defaulting on the payment of credit card dues can hamper your financial reputation on a future stay.
Students do not simply have Health Insurance plans, they choose to have them.
Do’s:
# Do thorough research on the US healthcare system before choosing any Health Insurance plans
# Compare University Insurance waiver requirements with external Insurance plans to waive the University Insurance fee waiver
Dont’s:
# Buy a University plan with High costs without checking other accepted plans
# Wait for the last day of the University Insurance fee waiver deadline to decide upon the health Insurance
Need help? Chat with us