Cheapest Indian Health & Travel Insurance for Students Going Abroad

Health & Travel Insurance plans for Overseas students are offered by various Indian Insurance Companies for the health and travel safety of students studying in abroad. Also, any student up to the age of 40 can avail the benefits of this type of insurance plans.

No one wants to get hurt, but there should be something which can provide them with the financial help in case of an injury or a sickness. Basically, these student health and travel insurance policies act as sources of finance in case of emergency emerging due to health problems. The students studying abroad can get the benefit of health insurance premium via reimbursements of medical expenses or via an almost free medical treatment in some cases.

Why is there a need for health & travel insurance for students studying abroad?

There is no requirement, but it is always considered mandatory to go with health insurance if you are going to study abroad. Whenever you are studying abroad i.e. away from your native country, there is a probability of any misfortune especially health- and bodilywise. However, it is not pre-decided that something will happen, but taking precautions is always better than trying to cure medical problems. 

If you are an Indian, you need to get health and travel insurance from any Indian insurance provider to study abroad. These insurance plans are specially made to provide health and travel benefits to the students going to various places such as USA, UK, Europe, Asia and Australia.

Furthermore, the insurance providers ensure that the plans they offer come at a reasonable price and almost every student can afford it. Here are some of the cheapest health insurance providers in India to study abroad.

  1. ICICI Lombard Student Insurance

ICICI Lombard Student Insurance is the pioneer in the Student Insurance industry and offers health and travel insurance to the students with the most sought after claim settlement process in the industry. Although the cost of the plans are a bit on the higher side, the plans are worth their cost. 

  1. Bajaj Allianz Student Insurance 

Bajaj Allianz Student Insurance offers health insurance to the students studying abroad ranging from $50,000 to $1,000,000. Also, Bajaj Allianz is the top student health insurance providers in India. The most common sectors which this insurance cover are medical expenses, evacuation, repatriation, and many other.

  1. TATA AIG Student Insurance 

TATA AIG Student Guard insurance is a health insurance plan specially designed for the Indian students studying overseas.  However, there is a policy of acceptance of the insurance coverage by the university or the college you are expecting of going into. In case there is rejection, you will get the full refund.

  1. Religare Student Health Insurance 

To meet the university requirements, there is a need of coverage of student health insurance. For this purpose, Religare provides the students who are pursuing their studies in abroad with the health insurance. Also, in case of any rejection, there is a policy of pro-rata refund.  




  1. JAYAN K-Reply
    May 25, 2021 at 12:58 PM

    Dear Sir / Madam ,


    My son (his DOB: 15th June 2004) who is Indian Citizen stays in Singapore now. He is studying in India and He would travel back to India , sometime in August 2021. I need to have health insurance for one year first.

    If I take up insurance for him at your company as a student , is the package covering his visit and stay in Singapore AND India?

    Pl. send the product Brochure and the agent contact #.

    Thank you.


    • Puneet-Reply
      May 26, 2021 at 4:38 PM

      Hello Mr Jayan, If he is currently staying in Singapore, then no Indian Insurance company would be able to provide an insurance plan to him. But yes, we have plans provided by international companies that can provide benefits like $0 deductible, 100% co-insurance, minimal copays etc. Sending the details of these plans to you your email address: JJEYA1994@YAHOO.COM.
      For more information, you can get in touch with us on +91 9650166773

  2. Laurence-Reply
    October 18, 2021 at 1:50 PM

    Dear Mr. Jayan, i need to insure a 15 years old Sri Lankan high school student studying in boarding school in India. Would this be possible?

  3. Puneet-Reply
    December 17, 2021 at 2:48 PM

    Hello Laurence, Yes it is possible to insure Sri Lankan 15 year student studying in India. You can check out the plans on our website

    or get in touch with us on +91 9650166773

    Puneet Chopra

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