Tag: Student Health Insurance

After many setbacks and hurdles over one year to six months, students are finally walking towards their study destination in various abroad universities. Some are returning to resume their degree post the severe surge of COVID cases in the past year; the others are stepping out of their closed doors and comfort zone of home to begin a new journey

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Previously, we discussed India’s vaccine situation and its clashing with the goals and dreams of all the study abroad aspirants targeting a degree program in an international university. Since then, many declarations and guidelines have been altered by foreign authorities and universities. These changes denote some relaxation and few difficulties too for the Indian students. A couple of months ago,

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In his latest move aimed at appeasing his domestic voters ahead of the upcoming US Presidential elections, President Donald Trump, on August 3, signed an executive order that prevents federal agencies from hiring H1B visa holders. This move came in less than two months after US authorities had ordered a temporary freeze in issuance of H1B visas to new applicants.

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There is a misconception among many Indian students who go to study in the US that health plans that cover sickness and injury, also cover those injuries sustained while playing a sport. This however is only partially true. While most student health plans do cover injuries while playing sport, there are certain exceptions to it. In this blog, Student Cover

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In our previous blog, we explained what loan insurance is and how lenders use it to safeguard loan repayments against default on part of the borrower due to death or disability. Of late however, Student Cover has found that many lending institutions such as banks and NBFCs have been deceiving students into purchasing overseas health insurance plans along with their

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In the previous blog, we talked about certain conditions when students should opt for alternative health insurance plan in place of their university/college sponsored student health insurance plans. In part 2 of the 2 part blog series, Student Cover brings you the various waiver criteria set by universities and colleges in the US for students to get insurance waiver. If

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As the proverb goes, “prevention is better than cure”. It means keeping bad things from happening is better than to trying to fix them when they have already happened. Preventive care too looks at health problems from this point of view. Preventive care includes those treatment and procedures that prevent the infection or spread of disease or sickness in human

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Before Affordable Care Act (ACA) came into being, health insurance companies could refuse or deny insurance to those who were ill or were suffering from a pre-existing condition. However, since 2010 onwards, ACA (also known as ObamaCare Act) prevents health insurers from denying coverage to such persons. Therefore, in this blog, Student Cover tries to explain what Pre-Existing Condition is

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Every college or university in the US has a health center dedicated especially to students who attend those institutions. Unlike in India, these student health centers are very well maintained and provide primary care whenever a student needs it. The cost of treatment at such centers is either very low or are covered under university or private insurance plans. In

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“Patient Protection and Affordable Care Act” (PPACA) also called “Affordable Care Act” (ACA) and popularly referred to as “Obamacare” is a US law aimed at providing US citizens with affordable health insurance protection against illness or disease. This law came into effect in the year 2010 when the then President of United States, Barack Obama signed the bill on March

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