Tag: Health Insurance

16
Jul

Essential Medical Checklist for Students traveling to the US

When it comes to health care, no other country can match the medical infrastructure and technological prowess of the United States. Years of investment in research have made it a world leader in the field of medicine. But, maintaining a high standard costs money. Unlike India, health care in the US is very costly. A simple OPD or dental check-up

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7
Dec

10 WAYS TO MANAGE EXPENSES WHILE STUDYING ABROAD

While studying in a foreign country, one of the challenges faced by students is with regard to managing their day-to-day and monthly expenses. Unlike being at home, most students who go abroad for higher studies do not have their parents or relatives to advise them on what and where to spend money. Therefore, keeping this in mind, Student Cover, in

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6
Dec

Student Cover’s Guide to filing health insurance claims in the US: Part 1 – For US Based Company

A student health insurance is as good as its ability to cover the medical expenses effectively as promised to the customer. International students studying in various universities and colleges in the US are mandatrily required to either enroll themselves to a student health insurance plan (SHIP) sponsored by their institution or purchase an alternative private health insurance from the market.

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11
Nov

10 things to consider while packing your bags before traveling abroad for studies

Traveling abroad for studies can cause a lot of anxiety, especially for those students who are venturing out of their home for the first time. Besides the usual apprehension about facing uncertainties in foreign shore, there is also a lingering fear about forgetting to pack something important that one might need while abroad. Therefore, in this blog Student Cover tries

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9
Nov

Why is it important to check the exclusions and sub-limits in health insurance plan?

The purpose of insurance is to provide cover to the insured against an eventuality and provide compensation for the damage that they ultimately cause. These eventualities vary in both nature and scope. That is why there are different categories of insurance based on these eventualities. There is insurance available to secure oneself in the event of any harm caused to

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2
Nov

How health insurance in the US is different from India?

While preparing to leave for the US to pursue their higher education dreams, not many students seem to be aware about the importance of health insurance in the United States. While few have basic idea about the kind of health insurance that is offered by their respective universities, most others view it just as a statutory obligation for international students

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31
Oct

Supplemental plans to fill up coverage gaps in student health plans

Student Health insurance plans mostly come in as bundles of benefits. When one pays premium for health insurance, he or she insures oneself against a number of diseases and situations which may require medical attention. However, despite their wide coverage, many health insurance plans do not provide cover against certain diseases, sicknesses and situations which require unique and specialized treatment.

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26
Oct

What are ‘Usual and Customary Charges’ and how they differ from Preferred Allowance?

International students while buying health insurance often get confused with terms like ‘usual and customary charges’ and how they differ from ‘preferred allowance’. In this blog, Student Cover tries to explain what is meant by usual and customary charges and how they differ from ‘preferred allowance. What are ‘Usual and Customary’ charges? Whenever one gets treated in a hospital or

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25
Oct

Tips to effectively pay minimal on healthcare in the US

Not having to ever visit the doctor is everybody’s wish. For it not only incorporates the desire to remain healthy but also to save oneself from undesired expenses. And in countries like the US, where the cost of treatment is very high, medical bills could easily ruin one’s annual budget. Therefore, in this blog, Student Cover provides you with tips

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25
Oct

OPT & allied health insurance – overview and importance

What is OPT? Optional Practical Training (OPT) allows international students with student visa (generally F-1) to take up full-time or part-time jobs in the US during or immediately after completion of their higher studies. If permitted by United States Citizenship and Immigration Service, they can work for a period of 12 months despite not having H1B visa. However, students who

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