One of the issues that dominate every Presidential election in the US is “Healthcare”. Despite being a country with one of the best medical infrastructures in the world, healthcare system in the US is not free from contentious issues regarding the way healthcare providers and health insurance companies charge the customers for the service rendered to them. ‘Balance Billing’ also
In part 1 of this blog series, we have already outlined various reasons for health insurance companies rejecting the claims made by their clients (Click Here to go to part 1). In part 2, Student Cover focuses on providing the readers with remedies that are available to address the issue of claim rejection. If a health insurance provider somehow either
Life is often stressful for those Indian students who are pursuing higher education abroad. Other than the pressure to live up to their parents’ and relatives’ expectations to do well in studies, they have to adjust both physically and mentally to a way of life that is new to them. Such stress, in the long run, could cause irreparable damage
Having his or her health insurance claim denied is every person’s worst nightmare. People purchase health plans in order to secure them financially against any medical emergency or otherwise. But, at times, people get a rude shock during claim process when their insurance company either rejects their claim or denies full compensation. This not only causes financial hardship for the
While studying in a foreign country, one of the challenges faced by students is with regard to managing their day-to-day and monthly expenses. Unlike being at home, most students who go abroad for higher studies do not have their parents or relatives to advise them on what and where to spend money. Therefore, keeping this in mind, Student Cover, in
Selecting a university to study abroad requires a lot of planning and preparation. Most people are aware of famous universities and colleges but not everyone gets to study in those. There are also instances when one gets admission only to realize that the course or program that they got admitted to either do not have any value or the certificate
A student health insurance is as good as its ability to cover the medical expenses effectively as promised to the customer. International students studying in various universities and colleges in the US are mandatrily required to either enroll themselves to a student health insurance plan (SHIP) sponsored by their institution or purchase an alternative private health insurance from the market.
Each year hundreds of thousands of students from India go abroad in pursuit of quality higher education. A large number of them, especially those pursuing undergraduate or graduate degree courses are in the prime of their youth. Barring those with pre-existing medical conditions, most students are healthy and free of diseases. However, when one goes to a foreign land, one
In part 1 of the 2 part blog series, we tried to explain the meaning of 10 terms associated with health insurance to our readers. In part 2, we bring you another set of 10 terms which a student must know before buying student health insurance in the US. Those readers who haven’t read part 1 of this blog series
Buying a student health insurance plan in countries like the US may be tricky for Indian students. This is because most Indian students are not familiar with the meaning of certain terms associated with health insurance in the US. Therefore, in order to help develop a proper understanding of those terms, Student Cover brings you a 2 part blog series