snigdha

2
Mar

What are top-up education loans?

Taking education loan to pay for the higher studies abroad requires a lot of planning. Not only does it require the borrower to make an exact estimate of tuition fee but also to make a calculated guess of other expenses such as cost of living. However, due to certain factors such as currency rate fluctuation or increase in fee, a

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2
Mar

All you need to know about STEM courses in US Universities

As the world prepares to take the next giant leap in the field of technology by infusing artificial intelligence in day to day business operations, the demand for STEM courses has registered a sharp increase over the years. Sensing this opportunity, more and more Indian students are applying for STEM courses overseas so that they can acquire the best knowledge

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22
Feb

How Dual Insurance provides extra cover & saves money of students in US?

Indian students going to the U.S. for higher education are mandatorily required to purchase health insurance for them to be allowed to continue taking classes. While most universities and colleges in the U.S. have student specific health plans in association with a local health insurance provider, others may ask the student to purchase health insurance from health insurance marketplace. However,

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22
Feb

Common misconceptions that Indian students have about USA and Americans

One’s perception about a country and its people is to a large extent determined by its popular culture. After the Second World War in 1942, United States emerged as a global economic and military power and continues to shape and dominate world affairs even today. And even after 75 years since the end of Second World War, its technological and

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20
Feb

Does your Student insurance plan really cover sports injuries? THINK AGAIN!!

There is a misconception among many Indian students who go to study in the US that health plans that cover sickness and injury, also cover those injuries sustained while playing a sport. This however is only partially true. While most student health plans do cover injuries while playing sport, there are certain exceptions to it. In this blog, Student Cover

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17
Feb

PROS & CONS OF STUDENT LOANS: INDIAN VS INTERNATIONAL LENDER (Part 2/2)

In the previous blog, we explain the Pros and Cons of taking education loan from Indian lenders and lending institutions. In part 2 of this 2-part blog series, Student Cover explains the pros and cons of borrowing money from international lenders and lending institutions to finance higher education overseas especially the US. If you haven’t read part 1, click here

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17
Feb

PROS & CONS OF STUDENT LOANS: INDIAN VS INTERNATIONAL LENDER (Part 1/2)

The increasing number of Indian students going overseas especially to the US in search of quality education has led to an influx of lending institutions willing to offer financial assistance. In addition to Public & Private Banks and Non-Banking Financial Companies (NBFCs) in India, students now have the option of taking student loan from international lenders as well. However, borrowing

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13
Feb

MANDATORY IMMUNIZATION FOR INTERNATIONAL STUDENTS IN THE U.S. AND THEIR COSTS

The spread of Novel coronavirus (named Covid-19 by World Health Organization) that spread from Hubei province in China to rest of the world has led to countries imposing strict screening regulations for overseas travelers from entering their country. And although the medical fraternity is working frantically to develop vaccine against Covid-19, it may take another 12-18 months before it can

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12
Feb

How Universities & Colleges in the US are trying to keep students fit?

With the cost of healthcare and insurance rising every year, academic institutions are now encouraging students to adopt a healthy lifestyle. Many college and universities are undertaking schemes and programs that include making provision for nutritious meals as well as infrastructure needed for physical activity. They also carry out regular campaigns against unhealthy habits such as smoking and alcoholism. In

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12
Feb

DIFFERENCE BETWEEN STUDENT LOAN INSURANCE & STUDENT HEALTH INSURANCE

In our previous blog, we explained what loan insurance is and how lenders use it to safeguard loan repayments against default on part of the borrower due to death or disability. Of late however, Student Cover has found that many lending institutions such as banks and NBFCs have been deceiving students into purchasing overseas health insurance plans along with their

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